UPI payments have made our lives a lot easier. Whether you’re buying groceries, paying rent, or splitting dinner with friends, all it takes is a quick scan, and you’re done. But as convenient as mobile payments are, they also come with a few concerns – especially when your primary bank account is linked to every app and QR code you use.
That’s where having a safe second UPI account makes sense. With Airtel Payments Bank, you can set up a second UPI account – giving you extra control over your daily spends. In this quick guide, we’ll cover why you should consider a second UPI account, and the key benefits it brings to your daily spending. Keep on reading to see how a simple switch can make a big difference.
Why Use a Separate Account for UPI Payments?
Here are two simple reasons why a separate UPI account makes sense: better control over spending and extra protection for your primary bank account.
1. Easier Budgeting and Expense Tracking
It’s easy to lose track of how much you’re spending when everything from rent to recharge is paid from the same account. By keeping your daily expenses in a separate account, you can just transfer a set monthly budget from your main bank and use that for your day-to-day payments.
You get a clear view of where your money is going. No digging through statements of mixed-up transactions to see how many times you ordered biryani last week!
2. Added Protection Against Digital Fraud
Using your primary bank account for everything – salary, investments, bills, and spending – can be risky. If your phone is lost, hacked, or a suspicious app gets access to your UPI, your main account may get exposed.
Creating a second account with Airtel Payments Bank gives you a safety net. Even if something goes wrong, your primary savings stay protected.
Why Choose Airtel Payments Bank for Your Safe Second Account?
Setting up a second UPI account shouldn’t be a hassle, and with Airtel, it isn’t. Here are the top reasons why Airtel Payments Bank is a smart pick for everyday mobile payments:
- 100% digital, zero balance account – Open your account online in just a few minutes – no paperwork, no branch visits. And the best part? No need to maintain a minimum balance.
- Earn as you save – Your money doesn’t just sit there – it grows. Earn interest every year on your savings – it’s smart spending and smarter savings with Airtel Payments Bank.
- All-in-one convenience – Use it for pretty much everything – UPI payments, recharges, OTT renewals, FASTag, and even travel bookings. You can also accept UPI payments from friends or customers without giving out your main account details.
- Instant money transfers – Need to send money home? Splitting a restaurant bill? Want to pay with a QR code at some local store? Airtel UPI payments make it happen in just a few seconds.
- Buy FASTag for instant toll payments – With an Airtel Payments Bank savings account, you can also buy NETC FASTag for instant toll payments directly through the app that gets delivered at your doorstep for free and is instantly activated.
How to get started with Airtel UPI?
Here’s how to create your second account in just a few steps:
- Download the Airtel Thanks app.
- Open your Airtel Payments Bank savings account – no documents needed.
- Set up your UPI ID.
- Transfer your preferred monthly amount from your main bank account.
- Start using this account for all your mobile payments and daily expenses.
In Summary
Mobile payments are here to stay – but that doesn’t mean your primary account should bear all the load (and risk). A second UPI account through Airtel Payments Bank gives you better control, extra safety, and even interest on your balance.
It’s a simple change – but one that helps you manage money smarter and worry less.
Ready to switch?
Download the Airtel Thanks app and take control of your UPI payments – safe, smooth, and always in your hands.
